Gavin has worked in the financial services industry for more than 15 years.  As a Financial Coach and Certified Credit Counselor, he has dedicated his career to providing financial services and solutions for middle to low income families.  His goal is to assist families in fulfilling their dream of becoming debt free, properly protected, and financially independent.  As a person that has suffered the consequences of not being financially literate, he intimately understands the battles that many families are facing today.  He has, therefore, made it a personal mission to assist as many families as possible with their dream of becoming financially independent. He fully believes that families that don’t have a financial plan (for their future) will ultimately fail in their pursuit of obtaining their financial freedom.  He, furthermore, believes that it starts with the financial education of their children. That’s why he has created special programming to educate young adults on the importance of Money Management and Financial Independence.